Our core service is developing technology that connects cash dealers (couriers) and cash senders on demand. Here’s how the app works, step by step:

Step 1
a) A cash sender opens the app
b) The sender enters the amount of money to be delivered
c) Adds a unique recipient tag, email, or phone number into the “to?” box
d) Reviews options for cash dealers who can pick up the cash, price, and estimated arrival time, chooses the desired option;
5. and then confirms the cash pickup.

‍Step 2
The cash sender is matched with a cash dealer. A nearby dealer sees and chooses to accept the customer’s cash transfer request. The sender is automatically notified when the dealer (who may be on foot or vehicle) is about a minute away.  

Step 3
The dealer picks up the cash The cash dealer and the customer sending cash verify each other’s names, the amount to be transferred, and the recipient. Then the dealer accepts the cash and automatically credits the recipient wallet account in USDC, held in escrow. The recipient is immediately notified via email of the cash delivery. The recipient is also prompted to accept the cash transfer within a specific period and dictate a password to the dealer who will deliver the cash to verify their identity as the rightful recipient.

Step 4
A dealer nearby the recipient takes cash to the recipient. Once the recipient opens the App and accepts the cash transfer, dealers nearby their location are notified of the delivery request. A nearby dealer sees and chooses to accept the customer’s cash delivery request. The customer is automatically notified when the dealer (who may be on foot or vehicle) is about a minute away. The app gives the dealer the option to access turn-by-turn directions to meet the recipient; and provides a password that the dealer can use to verify the rightful recipient.

Step 5
The customer, recipient, and dealers leave ratings and reviews. Finally, the second dealer delivers cash to the recipient and verifies the password. At the end of each transfer, the dealers, customer, and recipient can rate each other from 1 to 5 stars. Customers and recipients also have the option to give the respective dealers compliments and a tip directly in the app.

GoBankless is a global cash delivery service. For migrant entrepreneurs who are denied access to local banking or foreign exchange services especially, GoBankless provides
door-to-door cash delivery via a global network of money dealers. While anyone can use the App in any location for cash delivery, we’re focused on servicing small to medium-sized businesses, migrant entrepreneurs and traders.

There are no limits on how many cash transfers you can make. There is, however, a limit on the maximum amount of cash that can be collected and/or delivered in a single transfer without additional KYC verification. These are:
‍

• UK £5,000 GBP (with a minimum transaction amount of £1)
• USA $5000 USD
• Australia $10,000 AUD
• New Zealand $10,000 NZD
• Canada $5,000 CAD
• Eurozone €5,000 EUR
• South Africa R120,000 ZAR
• Nigeria N5,215,727 NGN

We may be able to increase these limits with additional verification checks.

You can withdraw funds in your wallet in cash by requesting a dealer nearby to deliver cash to you. Should you wish, you can also request an electronic transfer to your existing bank account or USDC wallet.

We calculate all transfer fees plus any discounts (if applicable), and round this once to the nearest US dollar before applying VAT (if applicable).

All cash transfers and/or withdrawals are collected on-demand within 15 minutes of initiation. We don’t hold back any of your funds in digital reserves or wallets once you’ve requested to receive cash.

Yes we do

Below are just some of the reasons why people choose us:
‍
Reduced administration
There’s no documentation required to start sending cash. You just sign up with your mobile.

Cheap transparent pricing
Wallet-to-wallet transfers are completely free. - Dealers charge 2% per cash transfer and 1% for deposit or withdrawal into your own account. In addition, there’s a $0.20 per km fuel charge to cover the cost of travel for the dealer.

Powerful tools that suit you
Everything you need to send cash, receive cash or provide courier services as a cash dealer with our simple online tool.

The personal touch
Our support team prides itself on being there to help whenever you need us. You can also post questions and concerns publicly using the community chat channels

All money collected for you is held in your secure custodialwallet in USDC until you authorize a dealer nearby to deliver the amount in cash. While in the wallet account, it earns an annual interest rate of 18%.

Yes. We offer you and your customers the opportunity to ensure digital accounts and cash delivery services in case of theft or fraud. So your cash is always protected.

Anywhere you or another dealer exists. We’re a global cash delivery provider.

We support payments in all currencies anywhere in the world.

Anywhere you or another dealer exists. We’re a global cash delivery provider.